Ginmon Invest

Investing money successfully with a system.

ETF solutions for long-term investment

Strategies based on leading capital market research

Individually adapted to risk profile

Get the app

Get the app

on Google & Trustpilot

€400 mill.

Assets Under Management

on Google & Trustpilot

€400 mill.

Assets Under Management

on Google & Trustpilot

€400 mill.

Assets Under Management

on Google & Trustpilot

€400 mill.

Assets Under Management

Superior returns through a scientific concept

Asset management based on Nobel Prize-winning research and cost-efficient ETFs.

Asset management based on Nobel Prize-winning research and cost-efficient ETFs.

Expected return ⌀

8.66% p.a.*

, based on the strategy

Expected return ⌀

8.66% p.a.*

Expected return ⌀

8.66% p.a.*

, based on the strategy

Investment in equities, bonds, real estate and commodities

Individually tailored to your own risk profile

Automatic risk management

Intelligent tax optimization

Also available as a sustainable option

All service fee from 0.60% p.a.

*Return indication based on the actual yield before costs of the investment strategy Global 10 for the period 01.01.2016 - 30.09.2024.

Ginmon Invest support your investment goals

Building wealth with ETFs

Saving money with high interest rates

Investing assets for the long term

Putting money aside for unexpected expenses

Making private provisions

Providing for old age or early retirement

Building wealth with ETFs

Saving money with high interest rates

Investing assets for the long term

Putting money aside for unexpected expenses

Making private provisions

Providing for old age or early retirement

Building wealth with ETFs

Saving money with high interest rates

Investing assets for the long term

Putting money aside for unexpected expenses

Making private provisions

Providing for old age or early retirement

Building wealth with ETFs

Saving money with high interest rates

Investing assets for the long term

Putting money aside for unexpected expenses

Making private provisions

Providing for old age or early retirement

Our investment strategies

Global Investment

Scientific factor investing

Overweighting of value and small caps

GDP-related weighting of world regions

Green Investment

Stricter sustainability approach

Approximately 70% lower CO2 emissions*

Supports UN Social Development Goals

* Used ETFs have a low-carbon filter that reduces CO₂ emissions by 70% compared to the benchmark.

Strong and Consistent Track Record

Hier sehen Sie die Wertentwicklung von jeweils drei Strategien der "Global" und "Green" Strategiereihe. "Global 10" hat seit Auflage 2016 eine kumulierte Rendite von über 100% erwirtschaftet.
Hier sehen Sie die Wertentwicklung von jeweils drei Strategien der "Global" und "Green" Strategiereihe. "Global 10" hat seit Auflage 2016 eine kumulierte Rendite von über 100% erwirtschaftet.
Global
Green
Global
Green
Global
Green
Global
Green

Your money is protected

Special asset

Your investment is treated as a separate asset. This means you are 100% protected even if Ginmon or the partner bank becomes insolvent.

EU deposit insurance

In addition, the money you deposit in your Settlement Account is covered by the EU Deposit Insurance Scheme and is therefore protected against the risk of default.

Your money is protected

Special asset

Your investment is treated as a separate asset. This means you are 100% protected even if Ginmon or the partner bank becomes insolvent.

EU deposit insurance

In addition, the money you deposit in your Settlement Account is covered by the EU Deposit Insurance Scheme and is therefore protected against the risk of default.

Your money is protected

Special asset

Your investment is treated as a separate asset. This means you are 100% protected even if Ginmon or the partner bank becomes insolvent.

EU deposit insurance

In addition, the money you deposit in your Settlement Account is covered by the EU Deposit Insurance Scheme and is therefore protected against the risk of default.

Your money is protected

Special asset

Your investment is treated as a separate asset. This means you are 100% protected even if Ginmon or the partner bank becomes insolvent.

EU deposit insurance

In addition, the money you deposit in your Settlement Account is covered by the EU Deposit Insurance Scheme and is therefore protected against the risk of default.

What our customers say

Brilliant automated ETF portfolio management, best-in-class returns with minimal effort. I can highly recommend Ginmon.

Soeren S.

Source: Google

I am absolutely satisfied and happy with the decision to switch to Ginmon. This was a few years ago, and the hard test of "Corona" was mastered with flying colors! I remain loyal to the great team behind Ginmon and continue to enjoy the perfect user interface... Here's to many more fruitful years ahead!!!

Marcel Kleinitz

Verified customer review

I have already given Ginmon a top rating. After 5 years, I can definitely say the following: An unbelievably good performance and a wonderful, reliable service. Truly a top robo-advisor. In my opinion, no one can deliver better than Ginmon.

Sven F.

Source: Trustpilot

What our customers say

Brilliant automated ETF portfolio management, best-in-class returns with minimal effort. I can highly recommend Ginmon.

Soeren S.

Source: Google

I am absolutely satisfied and happy with the decision to switch to Ginmon. This was a few years ago, and the hard test of "Corona" was mastered with flying colors! I remain loyal to the great team behind Ginmon and continue to enjoy the perfect user interface... Here's to many more fruitful years ahead!!!

Marcel Kleinitz

Verified customer review

I have already given Ginmon a top rating. After 5 years, I can definitely say the following: An unbelievably good performance and a wonderful, reliable service. Truly a top robo-advisor. In my opinion, no one can deliver better than Ginmon.

Sven F.

Source: Trustpilot

What our customers say

Brilliant automated ETF portfolio management, best-in-class returns with minimal effort. I can highly recommend Ginmon.

Soeren S.

Source: Google

I am absolutely satisfied and happy with the decision to switch to Ginmon. This was a few years ago, and the hard test of "Corona" was mastered with flying colors! I remain loyal to the great team behind Ginmon and continue to enjoy the perfect user interface... Here's to many more fruitful years ahead!!!

Marcel Kleinitz

Verified customer review

I have already given Ginmon a top rating. After 5 years, I can definitely say the following: An unbelievably good performance and a wonderful, reliable service. Truly a top robo-advisor. In my opinion, no one can deliver better than Ginmon.

Sven F.

Source: Trustpilot

What our customers say

Brilliant automated ETF portfolio management, best-in-class returns with minimal effort. I can highly recommend Ginmon.

Soeren S.

Source: Google

I am absolutely satisfied and happy with the decision to switch to Ginmon. This was a few years ago, and the hard test of "Corona" was mastered with flying colors! I remain loyal to the great team behind Ginmon and continue to enjoy the perfect user interface... Here's to many more fruitful years ahead!!!

Marcel Kleinitz

Verified customer review

I have already given Ginmon a top rating. After 5 years, I can definitely say the following: An unbelievably good performance and a wonderful, reliable service. Truly a top robo-advisor. In my opinion, no one can deliver better than Ginmon.

Sven F.

Source: Trustpilot

Any questions?

What is Ginmon?

Spelling: [ɡin moɴ]

Ginmon means "silver gate" in Japanese and is an independent WealthTech (Digital Asset Manager) founded in December 2014, consisting of a team of dynamic IT and finance experts.


Our goal is to provide an independent, automated, highly diversified and highly scientific investment for you, so that you can save money and time. Together we will find the way through the silver gate to the well-deserved prosperity for your financial goals.


“Many people overlook the silver lining because they are waiting for gold.”

(Maurice Setter)


What does Ginmon offer me?

Ginmon offers a transparent and fully automated investment solution that enables you to invest your saved wealth cost-effectively into established investment forms with a clear investment strategy and ease of use.


Through user-friendly technology combined with understandable investment products, Ginmon provides a completely new way of investing.


For more information on our investment strategies, please visit our Investment philosophy.

How does the registration process work?

First, you register and answer 8 questions about your investment goals.


This takes less than 3 minutes.


Now you will receive your personalized investment proposal.


Next, you verify your identity via video ident.


You then tell us how you would like to deposit your money into your custody account.

• via SEPA credit transfer
• via recurring SEPA credit transfer
• via SEPA direct debit


As soon as the money arrives, we invest it in your personalised ETF strategy.


Of course, you can change your strategy or deposit at any time, free of charge, or even have all your investments paid out.

What if I want my money? Do I have to wait?

No, you can withdraw your Ginmon deposit when you want.

You can pause your savings plan as often and as long as you want. No extra fees or lock-up periods.

What if Ginmon no longer exists?

Good question! Let's go through the worst-case scenarios.


Case 1 - Ginmon goes bankrupt.


In this very unlikely case, your deposit would remain unaffected.
The custody account is safely held at our partner bank.


Case 2 - The partner bank goes bankrupt.


Don't worry, this is also very unlikely.
In fact, your invested money is completely protected.
In this case, your securities are held in a so called “segregated account” that, in the worst case, is automatically transferred to a partner bank of your choice. Three will be no change to your account, and you will remain invested.


Case 3 - The capital market collapses.


While capital markets are volatile, this is of less concern to the long-term investor.
The global capital market has, without exception, recovered after every crisis and achieved steady 6-7% p.a. returns over longer period of time.

Any questions?

What is Ginmon?

Spelling: [ɡin moɴ]

Ginmon means "silver gate" in Japanese and is an independent WealthTech (Digital Asset Manager) founded in December 2014, consisting of a team of dynamic IT and finance experts.


Our goal is to provide an independent, automated, highly diversified and highly scientific investment for you, so that you can save money and time. Together we will find the way through the silver gate to the well-deserved prosperity for your financial goals.


“Many people overlook the silver lining because they are waiting for gold.”

(Maurice Setter)


What does Ginmon offer me?

Ginmon offers a transparent and fully automated investment solution that enables you to invest your saved wealth cost-effectively into established investment forms with a clear investment strategy and ease of use.


Through user-friendly technology combined with understandable investment products, Ginmon provides a completely new way of investing.


For more information on our investment strategies, please visit our Investment philosophy.

How does the registration process work?

First, you register and answer 8 questions about your investment goals.


This takes less than 3 minutes.


Now you will receive your personalized investment proposal.


Next, you verify your identity via video ident.


You then tell us how you would like to deposit your money into your custody account.

• via SEPA credit transfer
• via recurring SEPA credit transfer
• via SEPA direct debit


As soon as the money arrives, we invest it in your personalised ETF strategy.


Of course, you can change your strategy or deposit at any time, free of charge, or even have all your investments paid out.

What if I want my money? Do I have to wait?

No, you can withdraw your Ginmon deposit when you want.

You can pause your savings plan as often and as long as you want. No extra fees or lock-up periods.

What if Ginmon no longer exists?

Good question! Let's go through the worst-case scenarios.


Case 1 - Ginmon goes bankrupt.


In this very unlikely case, your deposit would remain unaffected.
The custody account is safely held at our partner bank.


Case 2 - The partner bank goes bankrupt.


Don't worry, this is also very unlikely.
In fact, your invested money is completely protected.
In this case, your securities are held in a so called “segregated account” that, in the worst case, is automatically transferred to a partner bank of your choice. Three will be no change to your account, and you will remain invested.


Case 3 - The capital market collapses.


While capital markets are volatile, this is of less concern to the long-term investor.
The global capital market has, without exception, recovered after every crisis and achieved steady 6-7% p.a. returns over longer period of time.

Any questions?

What is Ginmon?

Spelling: [ɡin moɴ]

Ginmon means "silver gate" in Japanese and is an independent WealthTech (Digital Asset Manager) founded in December 2014, consisting of a team of dynamic IT and finance experts.


Our goal is to provide an independent, automated, highly diversified and highly scientific investment for you, so that you can save money and time. Together we will find the way through the silver gate to the well-deserved prosperity for your financial goals.


“Many people overlook the silver lining because they are waiting for gold.”

(Maurice Setter)


What does Ginmon offer me?

Ginmon offers a transparent and fully automated investment solution that enables you to invest your saved wealth cost-effectively into established investment forms with a clear investment strategy and ease of use.


Through user-friendly technology combined with understandable investment products, Ginmon provides a completely new way of investing.


For more information on our investment strategies, please visit our Investment philosophy.

How does the registration process work?

First, you register and answer 8 questions about your investment goals.


This takes less than 3 minutes.


Now you will receive your personalized investment proposal.


Next, you verify your identity via video ident.


You then tell us how you would like to deposit your money into your custody account.

• via SEPA credit transfer
• via recurring SEPA credit transfer
• via SEPA direct debit


As soon as the money arrives, we invest it in your personalised ETF strategy.


Of course, you can change your strategy or deposit at any time, free of charge, or even have all your investments paid out.

What if I want my money? Do I have to wait?

No, you can withdraw your Ginmon deposit when you want.

You can pause your savings plan as often and as long as you want. No extra fees or lock-up periods.

What if Ginmon no longer exists?

Good question! Let's go through the worst-case scenarios.


Case 1 - Ginmon goes bankrupt.


In this very unlikely case, your deposit would remain unaffected.
The custody account is safely held at our partner bank.


Case 2 - The partner bank goes bankrupt.


Don't worry, this is also very unlikely.
In fact, your invested money is completely protected.
In this case, your securities are held in a so called “segregated account” that, in the worst case, is automatically transferred to a partner bank of your choice. Three will be no change to your account, and you will remain invested.


Case 3 - The capital market collapses.


While capital markets are volatile, this is of less concern to the long-term investor.
The global capital market has, without exception, recovered after every crisis and achieved steady 6-7% p.a. returns over longer period of time.

Convince for yourself

With or without an investment goal. Create a
free investment proposal in just a few minutes

Get the app

Convince for yourself

With or without an investment goal. Create a
free investment proposal in just a few minutes

Get the app

Convince for yourself

With or without an investment goal. Create a
free investment proposal in just a few minutes

Get the app

Convince for yourself

With or without an investment goal. Create a
free investment proposal in just a few minutes

Get the app